Merchant-of-record payments for AI and digital businesses selling globally.
Dodo Payments is a merchant of record for digital products: it becomes the legal seller for each transaction, so global sales tax, VAT, and compliance obligations land on Dodo rather than on you. Wrapped around that are checkout, subscriptions, and payment processing tuned for software, AI products, and digital goods sold internationally — including markets where local payment methods and currency handling make direct card acceptance painful. Small teams and indie builders use it to sell worldwide without registering for tax in dozens of jurisdictions or standing up their own billing and compliance stack.
Which of the capability map's modules Dodo Payments covers — each links to the module's own page, with every tool that supports it.
| Module | Phase | Depth | Note |
|---|---|---|---|
| Fulfill & Bill | |||
| Payments & Refunds | Rate & Bill | Core | global checkout and processing with the MoR as legal seller |
| Tax Calculation | Rate & Bill | Supported | tax and VAT handled under the merchant-of-record model rather than by you |
The positioning is a modern merchant of record for the AI-product wave: developer-first integration, global payment method coverage, and compliance handled as part of the transaction rather than as a separate project. Against processors like Stripe, the difference is structural — a processor moves money while tax obligations remain yours; a merchant of record assumes them, in exchange for a larger cut of each sale.
The MoR is the legal seller on every transaction: it collects and remits sales tax and VAT worldwide, handles chargebacks and payment compliance, and your customer's statement shows the MoR. You trade a percentage of revenue and some checkout control for never having to register, file, or remit taxes across jurisdictions yourself.
When the MoR's take rate exceeds what in-house compliance would cost — typically at meaningful scale, or when you need enterprise invoicing, negotiated processing rates, or full control of the billing experience. Many companies start on an MoR for speed and migrate the high-volume path later; the switching cost is real, so model it before you are locked in.
By overlap on the capability map — computed, not curated.